We are here to insure against the impact of ill health

We take away the worry about paying for private treatment with our private medical insurance or help you pay your bills whilst you can't work with income protection. The result? Our members can concentrate on what's important – getting back to normal, quicker.

You can't plan for ill health

It doesn't matter who you are or how well you look after yourself, illness or injury can strike at any time – and it can have a profound affect on your life and finances.

That’s where we come in

Our plans are simpler and clearer than our competitors, which means our members and advisers understand and trust us like no other insurer.

Our promise

We sell a promise - a promise to look after our members when ill health strikes.

Our promise includes delivering a best in class service experience – one which is fast and efficient, yet delivers the personal touch we all enjoy.

We’re proud that our service has received some of the highest accolades the industry can offer. We won’t shout about them here, but you can visit our Awards page if you want to find out more.